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Home loan

EMI calculator

See what a home loan will cost each month, how much of it is interest, and how the balance falls year by year.

Loan details

Rs.

Rs. 1,50,00,000 · 1 crore 50 lakh

Down payment
%

Rs. 45,00,000 of the price

% a year
Loan tenure

Your estimate

Monthly EMIRs. 1,01,327/ month
Loan amount
Rs. 1,05,00,000
Total interest
Rs. 1,38,18,545
Total payment
Rs. 2,43,18,545

Principal and interest

  • Principal43%
  • Interest57%

An estimate only. Your bank sets the final rate, fees and loan eligibility.

Year-by-year repayment

Show the yearly scheduleHide the yearly schedule
YearPrincipal paidInterest paidBalance left
1Rs. 1,73,748Rs. 10,42,180Rs. 1,03,26,252
2Rs. 1,91,941Rs. 10,23,986Rs. 1,01,34,311
3Rs. 2,12,040Rs. 10,03,887Rs. 99,22,271
4Rs. 2,34,243Rs. 9,81,684Rs. 96,88,028
5Rs. 2,58,772Rs. 9,57,156Rs. 94,29,256
6Rs. 2,85,868Rs. 9,30,059Rs. 91,43,388
7Rs. 3,15,803Rs. 9,00,125Rs. 88,27,586
8Rs. 3,48,871Rs. 8,67,056Rs. 84,78,714
9Rs. 3,85,403Rs. 8,30,525Rs. 80,93,312
10Rs. 4,25,759Rs. 7,90,168Rs. 76,67,553
11Rs. 4,70,342Rs. 7,45,585Rs. 71,97,211
12Rs. 5,19,593Rs. 6,96,335Rs. 66,77,618
13Rs. 5,74,001Rs. 6,41,926Rs. 61,03,617
14Rs. 6,34,106Rs. 5,81,821Rs. 54,69,511
15Rs. 7,00,505Rs. 5,15,422Rs. 47,69,005
16Rs. 7,73,858Rs. 4,42,070Rs. 39,95,148
17Rs. 8,54,891Rs. 3,61,037Rs. 31,40,257
18Rs. 9,44,409Rs. 2,71,519Rs. 21,95,849
19Rs. 10,43,301Rs. 1,72,627Rs. 11,52,548
20Rs. 11,52,548Rs. 63,379Rs. 0